Florida Housing Finance Corporation, SHIP Govt Search

*Provides funds to local governments to preserve affordable home ownership and multifamily housing for very low, low and moderate income families *Searchable website to find Florida local government SHIP (State Housing Initiatives Partnership) programs, https://www.

Services: Home Rehabilitation Programs, Subsidized Home Acquisition

Housing, Big Bend, HUD, USDA, State/Other Agencies

*Listings of authorized federal housing agencies that cover the Big Bend; all have separate programs in database with more information *HUD, Apalachicola Housing Authority, Public Housing, 141 15th St, 32320, (850) 653-9304; manages units for qualified persons, families, can give referral for Section 8 housing *HUD, Jacksonville Field Office, 400 W Bay St, Ste 1015, Charles Bennett Federal Building, Jacksonville, 32202; (904) 323-2627; covers N Florida; provides information: 1) purchasing and/or obtaining affordable housing; dealing with discrimination; NO direct assistance; 2), Section 8 rogram, Housing/Supportive Services, 400 W Bay St, Ste 1015, Charles Bennett Federal Building, Jacksonville, 32202, (904) 232-2627; maintains lists of affordable private housing based on income, family composition or specific program requirements *HUD, North Central Florida Regional Housing Authority, (private outsourcing agency) 611 Pine St, Bronson, 32621, (352) 486-5420, manages Wakulla County housing based on family income, composition, other eligibility factors; SSI, disabled, pregnant persons can qualify as family of one HUD, Section 8, Housing/Supportive Services *HUD, Tallahassee Housing Authority, Public Housing & Section 8, 2940 Grady Rd, 32312, (850) 385-6126; 1) maintains low rent housing for persons meeting income requirements for housing complexes or Section 8, (Housing Choice Voucher program) in the private sector; some persons may have priority: pregnant women, families with children, elderly persons or disabled individuals; 2) Family Self-Sufficiency program enrolls families to work on financial education, referrals for services, workshops and support groups, savings account for future use *Florida Housing Finance Corporation, 227 N Bronough St, Ste 5000, 32301, (850) 488-4197 & (877) 863-5244; funds Elderly Mortgage Assistance Program/Reverse Mortgage, http://www.

Services: Home Rehabilitation Programs, Housing Search Assistance, Low Income/Subsidized Rental Housing, Older Adult/Disability Related Supportive Housing, Rent Payment Assistance, Subsidized Home Acquisition, Transitional Housing/Shelter

Leon County Housing Services

*Most of the funding for this program is provided by the State Housing Initiative Partnership (SHIP) *Program is only for persons living outside the city limits in Leon County *Assists residential homeowners with down payment assistance (via community partners), emergency repairs, home rehabilitation, code related improvements or making the home more accessible *Website has lower income housing locator services: http://www.

Services: Home Purchase/Construction Financing/Refinancing, Home Rehabilitation Programs, Housing Search Assistance, Subsidized Home Acquisition

SHIP, Jefferson, Wakulla, & Taylor Programs

*Three programs help increase affordable and safe housing for homeowners in Jefferson, Taylor and Wakulla Counties *First time buyers should first contact a mortgage company to be qualified, then contact Government Services Group to see if a program is open in their county *Demo and Reconstruction assists very low income households whose homes are determined to be more than 51% structurally unsound; damage must not be due to intentional neglect or abuse; program levels qualifying homes and rebuilds them *Down Payment Assistance helps very low to moderate income families in purchasing a home with closing costs and down payment, or with building a new home *Rehabilitation Assistance offers very low to low income families help with repairs: broken windows, deteriorated floors, leaking roofs, etc *Disabled and elderly persons given priority on all programs

Services: Home Purchase/Construction Financing/Refinancing, Home Rehabilitation Programs, Subsidized Home Acquisition

Tallahassee Urban League, Inc

*Food pantry 9am-5pm, M-F *Urban Youth Employment Program offers hands-on work experience and access to employers, GED instruction, work and life skills training, additional education and personal development, financial literacy training *Nulites Club provides guidance for youth toward educational programs, community involvement and service, self-esteem building, and leadership training for young people, ages 10-18 *Crime prevention: behavior modification for first time juvenile offenders; gang awareness education; Black on Black Crime Prevention *Housing: major home repairs for homeowners in Leon County (generally repairs that bring the housing up to code standards); counseling on finding low-cost permanent housing; workshops on home buying *Victim and witness advocacy: information on criminal justice system, victim's rights, grief/bereavement counseling and accompaniment services/transportation of victim or witness to court if needed

Services: Adolescent/Youth Counseling, Crime Victim Support, Employment Preparation, Food Pantries, Home Rehabilitation Programs, Housing Search Assistance, Job Finding Assistance, Juvenile Delinquency Prevention, Mentoring Programs, Tutoring Services, Youth Enrichment Programs

Taylor County Habitat for Humanity

*Helps low-income families acquire modest homes built using volunteer labor *Applicants must provide 400 hours of sweat equity performing various jobs *Mortgages: 30 years, houses sold at cost (materials, purchased labor, and land), for no profit and no interest *Presently, mostly focusing on exterior home repair services for low-income homeowners struggling to maintain their homes: painting, minor exterior repairs, landscaping and exterior clean-up

Services: Home Rehabilitation Programs

USDA Rural Development, Lake City Office

*Aids communities by providing financing for single-family housing, multi-family housing, public facilities, emergency vehicles, water/wastewater systems, utilities and business loans *Financial assistance available to finance housing, make repairs, remove hazards and make homes decent, safe and sanitary to very low income families *Loans can be financed 100% of the sale price, buyer must still have to come up with closing cost which can run between $5,000 to $7,000 *Interest rates can be reduced to 1%, depending on household income

Services: Home Purchase/Construction Financing/Refinancing, Home Rehabilitation Programs, Subsidized Home Acquisition

USDA Rural Development, Marianna Office

*Provides loans to low and very low income families for financing a family dwelling; house may be new or existing *Financial assistance available to make repairs, remove hazards and make homes decent, safe, and sanitary *Loans can be financed 100% at fixed interest rates; rates can be reduced to 1%, depending on the household income *Loan grants may be made to homeowners over 62 with low credit rating for repairs up to $7,500 at 1%, amount and financing based on income

Services: Home Purchase/Construction Financing/Refinancing, Home Rehabilitation Programs

Wakulla County Emergency Management Office

*Assists Wakulla County residents during times of natural or manmade disasters and provides backup resources to all county responders working closely with the Wakulla Sheriff's Office *Residents can sign up for automated emergency alerts: http://www.

Services: Disaster Management Organizations, Disaster Relief Services, Home Rehabilitation Programs